The hassle of making two monthly mortgage payments has prompted many homeowners to consider refinancing their 1st and 2nd mortgages into one loan. While combining both loans into one mortgage is convenient, and may save you money, homeowners should carefully weigh the risks and advantages before choosing to refinance their mortgages. Benefits Associated with Combining…
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Are you wondering “how much is my house worth?” I have two answers for you. First, if you don’t really need to move, it is worth whatever you say it is. If you think, “I wouldn’t sell this house for less than $300,000,” then it is worth that much to you. If you need to…
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Many people discover that their credit card debt is out of control when they get their monthly bank statement. Mortgage payment, everyday spending, services and occasionally getaways or dining out can bring your balance over-the-limit fees. It’s time to consider debt consolidation to save your money – credit card balance transfer, home equity loan or…
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In the last few years, homes have become increasingly owned by single homeowners. Many single people are realizing that there are many benefits to owning a home that isn’t just for married couples. Single homebuyers face unique challenges in buying. They have to compete with dual-income households, which can be tough when the market is…
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When purchasing a home, most people will have an opportunity to interact with one or more real estate salespeople (often referred to as real estate agents or “Realtors”). It is very important for a home buyer to understand the roles and responsibilities of a real estate salesperson, especially who they represent in the real estate…
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Buying and selling real estate undisputedly has an emotional element. If you let emotions run you, there is a very good chance everything will fall apart. Don’t Let Emotions Ruin Your Purchase or Sale of A Home One of the biggest stumbling blocks in the sale of a home is the emotional reactions of the…
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Good question! It’s a good idea to think about what you should look for when you purchase a new home before you actually sign on the dotted line and pay. Buying a new home can be a rewarding experience if you do it right. Just make sure you protect yourself from any surprises down the…
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Many people are making the choice to sell their homes themselves. While it is said that this method of home sales can save an owner money in commission fees, it should be noted that usually the money saved in commission is spent in other areas. Typically an agent’s commission for a home sale is approximately…
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Many renters say they prefer to rent because it is simple and doesn’t carry the stress of home ownership. In truth, they are simply making other people rich. Equity What if I told you that if you purchased a home, you wouldnÃt have to make any monthly payments on it? On top of this, I’d…
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