Loan Options

When it comes to borrowers and their finance situations there are no One-Size-Fits-All loan solutions! Why settle for a loan that doesn’t fit your needs? Learn about all the finance solutions that LendPlus has to offer.

30 Year Fixed Rate


Rate Security

The 30-year fixed rate mortgage give you a payment that does not change!

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15 Year Fixed Mortgage


Low Rate

Get a low rate mortgage and pay much less interest over the life of your loan!

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Adjustable Rate Mortgage


Lowest Rates Available!

Financially savvy folks choose this to maximize their monthly budget and get the lowest rates available.

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VA Loan


Benefit for Active Military & Veterans

It’s our honor to offer this benefit to help active military & veterans refinance or purchase a home with $0 down!

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FHA Loans


Easy Qualifier and Low Rates

FHA loans make qualifying for a mortgage easier and lower down payment options as low as 3.5%!

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FHA Streamlines


Easy Qualifier and Low Rates

Currently in an FHA mortgage? This is the easiest possible refinance and you might not need an appraisal!

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VA IRRRL 


Benefit for Active Military & Veterans

Currently in a VA loan? This loan will allow you to refinance into a lower rate without an appraisal!

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JUMBO


Flexible Loan Guidelines

Flexibile loan terms for folks who don’t fit the criteria of agency guidelines.

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HARP 2.0


Easy Approval and Low Rates

Option to refinance without an appraisal even if you owe more than your home’s value.

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Reverse Mortgage


Rate Security

Great financial tool for homeowners 62 years or older. No required principal & interest payments.

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Non – QM


Flexible Loans

Excellent option for those who don’t fit the general criteria of finance agency guidelines.

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USDA


Affordable rates

Great option for those in underserved rural areas.

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