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Why You Need a Real Estate Agent: What your Agent should do for you

A real estate agent can either be a buyer’s agent or a seller’s or listing agent, depending on their client’s need. Although a single agent may list a property for sale and also work with buyers, each role will be a little different. To understand why you need a real estate agent and what your…
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10 Commandments when Applying for a Mortgage Loan

If you’re currently going through the approval process for a home loan these are 10 do’s and do nots to follow to ensure your loan closes on time and hassle free! Thou shall not change jobs or become self-employed. If you change jobs or become self-employed, the way your income is calculated could change and…
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Advantages of Home Ownership

Buying a Home is at the heart of the American Dream. It can bring happiness and provide a solid foundation for you and your family. It has also proven to be a wise investment in recent years. It has many benefits, but the following three in particular Tax Breaks When compared to other investments, few…
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Mortgages Make Dreams Come True

Getting a house of your own is a lifetime achievement and a home mortgage helps you in achieving this milestone much earlier than it would otherwise have been possible. In fact, the first home mortgage is also filled with a lot of emotion. A home mortgage is really something that makes dreams come true. So…
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Protecting Your Credit During Divorce

When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve. Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, the maxing out of credit…
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Fixed or Adjustable Rate Mortgage

Mortgages aren’t simple. There are many types of them and they each offer different advantages to those that are looking for one. Purchasing a home is one of the largest investments that you will ever make during your lifetime. It is ideal to make sure that you make this investment carefully and to the best…
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Understanding FHA Loans

If you are looking to buy your first home, then you owe it to yourself to check out the loans offered by the Federal Housing Administration (FHA). These loans can offer significant benefits designed to help you achieve the dream of owning your own home. Designed with first-time homebuyers in mind, the FHA has designed…
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Understanding the Credit Score and Mortgage Relationship

If you are considering buying a home or refinancing, the subject of credit scores has undoubtedly come up. So, what is a credit score and how does it impact you? Understanding the Credit Score and Mortgage Relationship In the 1960s, the concept of credit scores came to fruition. A company by the name of Fair…
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Rent or Buy: A Big Decision

The pace of life can be so quick that we have a tendency to blow by important decisions. The decision to rent or buy a home is one of those decisions. The Decision to Rent or Buy A Home One of the biggest decisions people come to is the issue of renting versus buying. It’s…
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Consolidating Your 1st and 2nd Mortgage

The hassle of making two monthly mortgage payments has prompted many homeowners to consider refinancing their 1st and 2nd mortgages into one loan. While combining both loans into one mortgage is convenient, and may save you money, homeowners should carefully weigh the risks and advantages before choosing to refinance their mortgages. Benefits Associated with Combining…
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