What is a VA Loan?

Veteran Loans Help United State veterans Purchase Homes

If you’re a veteran of the US military and have considered using your veteran eligibility for a home purchase in the Southern California area or anywhere in California, we are here to help.  You can purchase a home with NO MONEY DOWN, so all you have to do is come up with the closing costs and some cash reserves. To top that, you can have the home seller pay for some of your non-recurring closing costs per the underwriting guidelines for VA loans. You typical amount of cash reserves can be the sum of 2-4 months of the proposed housing payment of the home you plan to purchase.

Lend Plus Financial can help you discover what you qualify in your quest for a home purchase.  We run your credit and figure out your debt to income ratios and discover the total amount of money you will need to purchase that home of your dreams.  If you have some past credit challenges or a bankruptcy, we can help there, too!  Depending on the discharge date of your bankruptcy and perhaps the outcome of your divorce papers (if you had a divorce in the page that was included in the bankruptcy), you can get into a home right away or within a reasonable time.  We just need to help you evaluate the situation.