Solutions to Improve Your Situation
Everyone deserves a chance to achieve the American Dream but you might be in a situation that prevents you from qualifying for a mortgage based on general government agency financing guidelines. LendPlus has alternate financing programs to meet your unique needs.
I’m self employed and my income taxes doesn’t qualify me for a mortgagelearn more
I’ve had a Bankruptcy
I have had a recent Bankruptcy, Foreclosure, Short Sale or Deed in Lieulearn more
I Have A Low FICO Score
My credit scores are less than 620 to qualify for conventional loan or less than 580 for FHAlearn more
I Need To Use My Assets To Qualify
I have a lot of assets but don’t have a lot of cash flow so I need to use my assets as incomelearn more
I’m an Investor
I bought a rental property less than 2 years ago but can’t use the rental income to qualifylearn more
I’m a Foreign National
I don’t have a Social Security Number or ITIN and my reserves are in a foreign accountlearn more
When it comes to borrowers and their finance situations there are no One-Size-Fits-All loan solutions! Why settle for a loan that doesn’t fit your needs? Learn about all the finance solutions that LendPlus has to offer.
30 year Fixed Rate
The 30-year fixed rate mortgage give you a payment that does not change!
15 year Fixed Mortgage
Get a low rate mortgage and pay less interest over the life of your loan!
Adjustable Rate Mortgage
Lowest Rates Available!
Financially savvy folks choose this to maximize their monthly budget and get the lowest rates available.
Benefit for active military & veterans
It’s our honor to offer this benefit to help active military & veterans refinance or purchase a home with $0 down!
Easy Qualifier and low rates
FHA loans makes qualifying for a mortgage easier and lower down payment options as low as 3.5%!
Easy Qualifier and low rates
Currently in an FHA mortgage? This is the easiest possible refinance and you might not need an appraisal!
Benefit for active military & Veterans
Currently in a VA loan? This loan will allow you to refinance into a lower rate without an appraisal!
Flexible Loan Guidelines
Flexibile loan terms for folks who don’t fit the criteria of agency guidelines.
Easy approval and low rates
Option to refinance without an appraisal even if you owe more than your home’s value.
Great financial tool for homeowners 62 years or older. No required Principle & Interest payments.
Non – QM
Excellent option for those who don’t fit the general criteria of finance agency guidelines.
Great option for those in underserved rural areas.
We strive for positive experiences with every customer and our clients testimonials are the results of our hard work and dedication to client satisfaction.
“I am so thankful I found Paul Neuland, at LendPlus Financial. I was already in escrow on my new home when I decided that I was super unhappy with another company. My colleague recommended I contact Paul and I could not be more thankful. Paul was so responsive and kept me informed of the entire process each step of the way. The loan rates were very competitive with other places. I would highly recommend Paul Neuland to all my friends and family!”
“I had the best experience with LendPlus. Everyone was so professional and courteous. Joe was the one who helped me out with my home refi and he could not have been more helpful and honest. I met Joe through my brother after hearing the awesome job he did for him and it was the best decision I ever made. I would definitely recommend him and LendPlus to friends and family in the future.”
“I just recently completed my refinance with Lend Plus. Elaine was very professional and great through out the process. She made herself available whenever I had questions or needed help. The rates she locked in for me was amazing and I am trully happy with the service i received. I recommend for anyone to ask specifically and you will not regret it. Thanks Elaine and everyone in Lend Plus.”
It goes without saying that keeping your home and your family safe is of the utmost importance, but as life tends to have it’s way with us – sometimes we[…]Read more
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LendPLUS strives to provide excellent service. Let us know how we can help!
Here’s how to reach out to us
Monday – Friday: 8:00am – 7:00pm (PST)
85 Enterprise Suite 150
Aliso Viejo, CA 92656