TURNING DREAMS TO REALITY

LendPlus | Giving More, Doing More, Being More

Purchase A Home

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Lower My Rate

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Take Cash Out

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Payoff My Home Fast

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8 Steps to Buying a House

Buying a home can be overwhelming but following these steps will help you get through the biggest purchase of your life and make the process go smoothly. 

Step 1. Get Pre-Approved

Getting pre-approved for a home loan ensures you know how much you can afford so you don’t overspend! This also helps speed up the process once you find a home. 

Step 2. Work with a Realtor

Your buyer’s agent has fiduciary responsibilities to you, the buyer, and not to the seller. Make sure your agent has your best interest in mind. 

Step 3. Take a home Tour

Your realtor can schedule time for you to preview homes that match your search criteria in the communities you want to live in. 

Step 4. Make an Offer

Your realtor will help you make an offer on your dream home to ensure your offer stands out in a competitive market. 

Step 5. Open escrow

Once your offer is accepted, it’s now time to make your earnest money deposit and open up escrow. Follow escrow instructions. 

Step 6. Home inspection & appraisal

This makes sure no repairs are needed and if there are, your realtor can negotiate on your behalf. An appraisal is ordered through your lender. 

Step 7. Meet conditions for financing

Your lender will provide a list of financing conditions prior to closing your loan. Make sure to provide these quickly to avoid any delays in closing. 

Step 8. Sign and move

You’ve met all the finance conditions now it’s time to do your final walk through, get new home keys and move to your new home. Congratulations!!!

Loan Options

When it comes to borrowers and their finance situations there are no One-Size-Fits-All loan solutions! Why settle for a loan that doesn’t fit your needs? Learn about all the finance solutions that LendPlus has to offer.

30 year Fixed Rate


Rate Security

The 30-year fixed rate mortgage give you a payment that does not change!


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15 year Fixed Mortgage


Low Rate

Get a low rate mortgage and pay less interest over the life of your loan!


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Adjustable Rate Mortgage


Lowest Rates Available!

Financially savvy folks choose this to maximize their monthly budget and get the lowest rates available. 


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VA Loan


Benefit for active military & veterans

It’s our honor to offer this benefit to help active military & veterans refinance or purchase a home with $0 down!


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FHA Loans


Easy Qualifier and low rates

FHA loans makes qualifying for a mortgage easier and lower down payment options as low as 3.5%!


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FHA Streamlines


Easy Qualifier and low rates

Currently in an FHA mortgage? This is the easiest possible refinance and you might not need an appraisal!


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VA IRRRL 


Benefit for active military & Veterans

Currently in a VA loan? This loan will allow you to refinance into a lower rate without an appraisal!


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JUMBO


Flexible Loan Guidelines

Flexibile loan terms for folks who don’t fit the criteria of agency guidelines. 


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HARP 2.0


Easy approval and low rates

Option to refinance without an appraisal even if you owe more than your home’s value. 


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Reverse Mortgage


Rate Security

Great financial tool for homeowners 62 years or older. No required Principle & Interest payments. 


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Non – QM


Flexible Loans

Excellent option for those who don’t fit the general criteria of finance agency guidelines. 


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USDA


Affordable rates

Great option for those in underserved rural areas. 


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Client Testimonials

We strive for positive experiences with every customer and our clients testimonials are the results of our hard work and dedication to client satisfaction. 

“I am so thankful I found Paul Neuland, at LendPlus Financial. I was already in escrow on my new home when I decided that I was super unhappy with another company. My colleague recommended I contact Paul and I could not be more thankful. Paul was so responsive and kept me informed of the entire process each step of the way. The loan rates were very competitive with other places. I would highly recommend Paul Neuland to all my friends and family!”

Kristin
verified client

“I had the best experience with LendPlus. Everyone was so professional and courteous. Joe was the one who helped me out with my home refi and he could not have been more helpful and honest. I met Joe through my brother after hearing the awesome job he did for him and it was the best decision I ever made. I would definitely recommend him and LendPlus to friends and family in the future.”

Julio R.
verified client

“I just recently completed my refinance with Lend Plus. Elaine was very professional and great through out the process. She made herself available whenever I had questions or needed help. The rates she locked in for me was amazing and I am trully happy with the service i received. I recommend for anyone to ask specifically and you will not regret it. Thanks Elaine and everyone in Lend Plus.”

Roland V.
verified client

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Need help or have feedback for us? 

LendPLUS strives to provide excellent service. Let us know how we can help!

Here’s how to reach out to us

Monday – Friday: 8:00am – 7:00pm (PST)

Contact info

85 Enterprise Suite 150
Aliso Viejo, CA 92656

800-379-1328

contact@lendplus.com

Fax: 949-297-1616